MoneyCash loan requirements shows that you must use a bank account or an e-wallet like GCash or other similar e-wallets. This is where your loan money will be sent after approval. Having a bank account or an e-wallet ensures you can receive and manage your funds easily and quickly.
Introduction
MoneyCash is a loan app available in the Philippines that makes borrowing money quick and easy. The app is designed to help people get the funds they need without a lot of hassle.
One of the best things about MoneyCash is that new customers can get a 0% interest rate on loans for 7 to 10 days.
This means if you are borrowing for the first time, you won’t have to pay any extra money in interest. This is a great offer for people who need a short-term loan.
they doesn’t require any collateral, so you don’t need to give up your house, car, or jewelry to get a loan. This makes the borrowing process simpler and faster.
You can register on the app in less than 5 minutes, and once your loan is approved, you can get your money within 24 hours. This quick turnaround helps you get the funds you need right away.
To apply for a loan, all you need is a valid ID and a mobile phone number. The app makes it easy to apply and get approved without many requirements.
There is also a calculator on the app that lets you estimate how much you will need to pay before you borrow. This helps you understand the costs involved.
If you need more time to repay your loan, they offers an extension of up to 30 days with a 30% fee. This gives you extra time if you run into any issues and need a bit more time to pay back the loan.
they provides loans ranging from ₱1,000 to ₱12,000. You can choose loan terms that last between 91 days and 180 days.
The annual percentage rate (APR) can be between 0% and 25%, depending on the conditions of your loan. Repayment is flexible too, with options like bank transfer, e-wallet, and payment stores.
Overall, it is a user-friendly app that offers fast and easy loans with flexible terms and no need for collateral. It’s a practical choice for anyone in the Philippines who needs quick financial help.
History and overview
MoneyCash is a loan app that started in 2021 in Manila, Philippines. It helps people get loans quickly and easily without needing to provide collateral like real estate, cars, or jewelry.
To apply for a loan with them, you only need to have a stable monthly income and a valid ID. This makes it simple for many people to get the help they need.
You can borrow between ₱1,000 and ₱12,000, with loan terms ranging from 91 days to 180 days. The app also offers a special 0% interest rate for new customers on short-term loans of 7 to 10 days.
they operates from its office in Aseana City, Parañaque, Metro Manila, Philippines. You can contact them by email at cs@moneycashph.com or visit their website at moneycashph.com. Their operating hours are Monday to Saturday, from 08:30 AM to 05:30 PM.
While MoneyCash is a popular and trusted app, the names of its CEO and founder are not publicly known. Despite this, the app is well-regarded for its easy loan application process and flexible terms.
If you need quick financial help and don’t have valuable assets to use as collateral, it is a good option to consider.
Requirements
Citizenship
To apply for a loan with MoneyCash, users must be at least 18 years old and a citizen of the Philippines. This means you need to be legally an adult and have citizenship in the country to qualify for a loan.
Identification
To apply for a loan with MoneyCash, you need to provide one of several acceptable identification documents. This includes a Driver’s License, GSIS ID, SSS ID, TIN ID, Passport, PRC ID, UMID, Postal ID, PhilHealth ID, Voter’s ID, or PhilSys ID.
These documents are necessary to verify your identity and ensure you are eligible for a loan. They help MoneyCash confirm that you are a legitimate applicant and meet their requirements for borrowing.
By providing one of these IDs, you help the app process your loan application efficiently and securely.
E wallet
To get a loan from MoneyCash, you must use a bank account or an e-wallet like GCash or other similar e-wallets. This is where your loan money will be sent after approval.
Having a bank account or an e-wallet ensures you can receive and manage your funds easily and quickly.