Credit Genie Loan requirements shows that residents of the United States and are at least 18 years old are eligible to use the Credit Genie app. This ensures that users meet the legal age for entering into financial agreements and are legally residing in the country.
Introduction
Credit Genie is a popular instant loan app from Philadelphia, USA. It helps people get quick cash when they need it most. You can get a cash advance of up to $100 with no interest and no credit check.
This means you don’t pay extra money for borrowing, and your credit score doesn’t matter.
To get your money fast, you can choose the “Instant Delivery” option. This option costs extra, but most people get their money within 30 minutes. This is very useful if you need cash right away.
For many users, this makes Credit Genie one of the best loan apps in the USA.
they does charge a fee to keep your bank account connected to the app. You can pay $4.99 every month or $3.49 every two weeks.
This fee makes sure your account stays linked with the app so you can get cash advances smoothly. But paying this fee doesn’t mean you will always get approved for a cash advance. Each request is checked carefully.
Even with this fee, many people like using Credit Genie. The app is simple and easy to use. You don’t have to worry about interest or your credit score.
This makes it great for anyone who needs a little extra money quickly. Whether you have an unexpected bill, an emergency expense, or just need some extra cash until your next paycheck, Credit Genie can help.
The process is easy. You just connect your bank account to the app and request the amount you need. If you choose the “Instant Delivery” option, you will get your money in about 30 minutes. If you don’t need it that fast, you can avoid the extra fee and get your money later.
History and overview
Credit Genie is a new loan app in the USA. It is based in the Philadelphia area at 625 W Ridge Pike, Bldg D, Ste 105, Conshohocken, PA 19428.
The CEO is Ed Harycki, who also started Swift Capital, later bought by PayPal. This makes them trusted and reliable choice.
they offers instant cash advances up to $100. You don’t pay interest, and they don’t check your credit score. This is helpful for people who need quick money without extra costs or worrying about their credit.
The app is easy to use. You connect your bank account and request the money you need. There is an “Instant Delivery” option for a small extra fee, letting you get your money in about 30 minutes. This is very useful if you need cash right away.
they charges a fee to keep your bank account connected to the app. You pay $4.99 every month or $3.49 every two weeks. This fee keeps your account linked but does not guarantee you will get a loan. Each loan request is reviewed separately.
Credit Genie is one of the top new loan apps in the USA. It is legitimate and good, with many people trusting it for quick financial help. The app is for US residents who are 18 years or older.
In summary, they are reliable and easy-to-use loan app. Led by Ed Harycki and based in Conshohocken, PA, it offers quick cash advances with no interest and no credit checks.
The “Instant Delivery” option and simple process make it a great choice for those needing fast money. With its trusted background and user-friendly service, Credit Genie is helping many people manage their financial needs.
Requirements
USA resident over 18 years old
This requirement specifies that only individuals who are residents of the United States and are at least 18 years old are eligible to use the Credit Genie app.
This ensures that users meet the legal age for entering into financial agreements and are legally residing in the country.
Active bank account
This requirement states that to use the app, users must have a bank account that has been active and open for at least 90 days. This helps verify the user’s financial stability and ensures that there is an established account for transactions.
Income
This requirement means that the bank account must have received at least $750 in recurring direct deposits each month for the past 90 days. This helps confirm that the user has a steady source of income and financial stability, which is important for loan approval.
Not a joint account
This requirement indicates that the bank account used with them must be in the user’s name only and not shared with another person. It ensures that the account owner has sole control over the account and simplifies the management of transactions and repayments.