Mariner Finance app loan requirements you need to provide recent tax returns and bank statements. These documents show your earnings and financial stability. Tax returns give a detailed view of your income over the past year
Introduction
Mariner Finance is a well-known loan company that helps people with personal loans and debt consolidation. If you have a lot of different debts or bills, a debt consolidation loan from Mariner Finance can make life easier.
It combines all your debts into one single monthly payment, so you don’t have to worry about paying many different bills at once. This makes managing your money simpler and helps you take control of your finances.
they offers personal loans from $1,000 to $25,000, but the amount you can borrow depends on where you live and how your loan is approved.
For loans between $1,500 and $15,000, you can get your money online without leaving your home. However, if you need more than $15,000 or less than $1,500, you will need to go to one of their local branches to get your loan. This gives you different options depending on how much money you need.
they also offers fair interest rates, known as APR (Annual Percentage Rate). This is the cost of the loan shown as a yearly rate.
But your APR will depend on a few things like where you live, your credit score when you apply, and how your loan is approved. The rates are also limited by state laws, so you won’t be charged more than what’s allowed by law.
they are active in many places across the United States, including California. In California, they operate under a special license called the California Financing Law license.
This means they follow the rules and regulations set by the state to protect you as a borrower.
In summary, Mariner Finance is a trusted company for personal loans and debt consolidation. They make it easy for you to get the money you need, either online or by visiting one of their branches.
Their loans are flexible, and they have fair rates to help you manage your debt or cover any big expenses. Mariner Finance can be a helpful choice if you’re looking for a loan or want to combine your bills into one payment
History and overview
Mariner Finance was started in 2002 by Joshua Johnson, who is the President and CEO, along with Scott Frankle and Bonnie Klapaska, who are Senior Executive Vice Presidents.
The company was created to offer flexible and creative financing options for both consumers and retail merchants.
From the beginning, they have focused on making it easy for people to get the money they need. They offer various financial products, including personal loans and debt consolidation, to help people manage their finances better.
Over the years, they have grown a lot. The company now has about 1,590 employees, showing how much it has expanded.
This growth reflects the company’s success in meeting the needs of its customers and offering helpful financial solutions.
they aims to provide convenient and practical financial help. They work hard to give each customer the support they need, whether it’s for personal loans, debt consolidation, or other financial needs. The company’s team is dedicated to making sure customers get the best service possible.
Under the leadership of Josh Johnson, Mariner Finance continues to be a trusted name in personal lending. The company is committed to offering quality financial services and helping people manage their money more effectively.
Requirements
Government ID
A government-issued ID, like a driver’s license, is needed to verify your identity. This helps the lender confirm that you are who you say you are and ensures that the loan is being provided to the right person. It’s an essential part of the application process to prevent fraud and protect both the lender and the borrower.
Income
Proof of income, such as recent pay stubs or W-2 forms, is required to show how much money you earn. This helps the lender assess your ability to repay the loan.
By reviewing your income documents, they can determine if you have a stable source of income and how much you can afford to borrow. This step ensures that you are financially capable of handling the loan payment
Bank statement if self employed
If you are self-employed, you need to provide recent tax returns and bank statements. These documents show your earnings and financial stability.
Tax returns give a detailed view of your income over the past year, while bank statements offer insight into your current financial situation. Together, they help the lender understand your income and expenses, ensuring that you can handle the loan payments.
SSC
A Social Security card is needed to verify your Social Security number. This helps the lender confirm your identity and check your credit history. It’s a key part of the loan application process to ensure that all information is accurate and to protect against fraud.