PagHiram Loan App (Updated 2024)

PagHiram loan requirements shows  that Providing proof of income is a crucial requirement for PagHiram. This helps them assess your ability to repay the loan. Acceptable proof of income can include your latest payslip, bank statements, or any other document

introduction

PagHiram is a quick loan app in the Philippines that helps people borrow money easily. It started on November 12, 2018, and has become popular among Filipinos.

Unlike many other loan apps, you can’t find PagHiram on the Play Store. Instead, you need to download it as an APK file to use it.

What makes them different is that you don’t need to do any paperwork or visit an office. Everything is done online, which saves you time and makes the whole process much easier. This means you don’t have to stand in long lines or wait for days to get your loan.

With them, you can borrow different amounts of money, so it’s good for many situations. You might need money for an emergency, school fees, medical bills, or any other reason.

The app lets you choose how much you want to borrow and how long you want to take to pay it back, which makes it flexible and convenient for many people.

Paghiram loan app

The process of applying for a loan is very simple. First, you download the APK and install it on your phone. Then, you create an account and fill out some basic information about yourself.

After that, you send in the details and wait for approval. PagHiram quickly checks your information, and if everything is fine, they approve your loan. The money is sent straight to your bank account or e-wallet, so you don’t have to wait long.

it is great because you don’t have to visit any office or sign any papers. You just need your phone and an internet connection to complete everything. This makes it very easy for people who need money quickly and don’t want to go through a lot of trouble.

In short, itis a simple and helpful loan app for people in the Philippines. It offers fast loans without all the usual problems of borrowing money. The app is easy to use, and the whole process is quick.

You choose how much money you need and how long you want to repay it. This makes PagHiram a smart choice if you need a loan. It’s perfect for emergencies or when you need extra money, and the best part is that you can do everything from your phone.

History and overview

PagHiram is a loan app in the Philippines that started in 2018. It helps people borrow money quickly and easily. The company’s CEO, Rodger PagHiram, said he is always ready to help with any questions.

You can contact them by sending an email to csr@paghiram.ph or calling 0909 677 5484. They also have a Facebook page called “PagHiram Incorporated,” where you can reach them.

In the Philippines, all companies must follow the law and register with the government. This includes big and small businesses.

They have to register with the Securities and Exchange Commission (SEC) to make sure they are legal. When we checked the SEC website, sec.gov.ph, we found that PagHiram is listed as a registered company. This means that it is a legal business in the Philippines, and they follow all the rules.

By being registered with the SEC, it shows they are a trustworthy company. They have passed all the checks and inspections needed to operate in the Philippines. This makes them a safe choice for people who want to borrow money.

PagHiram’s registration with the SEC proves that they are a real and serious company. They work according to Philippine law, which gives customers confidence that they can trust the app. This means when you use them, you know that the company is following the rules, and your information is safe.

In short, it is a simple and trusted loan app that follows the laws of the Philippines. Their CEO and customer service are always ready to help, making it easy to get answers to any questions. If you need a loan, PagHiram is a reliable and legal choice for your needs.

Requirements

Philippine credit card

Great, having a Philippine credit card as a requirement means that applicants need to have an active credit card issued in the Philippines. This helps PagHiram check the applicant’s credit history and financial capability.

By requiring a credit card, PagHiram can quickly assess whether the borrower has a good record of handling credit. It shows that the applicant has experience with borrowing and repaying money, which makes it more likely they will pay back the loan on time.

Proof of ID

Proof of identity is a key requirement, and it helps PagHiram verify that the person applying for the loan is genuine. This means applicants need to provide a valid ID issued by the government or any authorized administration.

Means of contact

Providing an email and phone number is important for PagHiram. This way, they can contact you about your loan, send payment reminders, and verify your identity. It makes the loan process clear and smooth.

Proof of income

Providing proof of income is a crucial requirement for PagHiram. This helps them assess your ability to repay the loan.

Acceptable proof of income can include your latest payslip, bank statements, or any other document that shows how much money you earn. This information assures PagHiram that you have a steady income to support your loan repayments.

Checking account

Having an active checking account is another important requirement for PagHiram. This is necessary because they will deposit the loan amount directly into your checking account if approved.

It also allows PagHiram to verify your financial stability and ensure you can manage your repayments. An active checking account shows that you have a reliable banking relationship, which is crucial for receiving and managing the loan funds.

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